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“Our Home Insurance Coverages”

  • Condo
  • Dwelling
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Home Insurance

As a homeowner are you prepared for the unforeseen?

We want to help you protect the things in life that matter most; your family, your home, your future. Homes tend to be the biggest investment in our lives so it is important to do everything possible to ensure that it is protected. A home insurance policy from Southwestern Insurance Group offers you the much-needed peace of mind and freedom to focus on the people and things you love.

Our standard home insurance policy covers the following:

Home Structure and Foundation

The most vital piece to any homeowners’ insurance policy is dwelling protection. This covers the structure of your house, including the foundation, and any attached structures like a garage. Dwelling coverage would meet the cost of repairing or rebuilding your home when any covered peril destroys it. In addition to dwelling protection, we can also protect other structures that may be detached from your home such as a pool, gazebo, or tool shed.

Personal Belongings

Our home insurance policy doesn’t just help cover damage to your home, we also provide coverage for your personal belongings. We shall reimburse you when your personal items such as clothes, jewelry, and electronics are stolen or damaged by a covered peril. Our policy protects your belongings both on and off your property, meaning that your belongings will be protected anywhere in the world.

Liability Coverage

Accidents are bound to happen, and sometimes, they may occur at the most inopportune time. What happens if a visitor is injured on your property or you are responsible for the damage of another person’s property? Our liability coverage will help pay the medical bills for the injured person, cover costs to repair or replace someone’s damaged property and assist with any legal expenses that may arise if the person decides to sue you.

If you want an insurance company whom you can trust, contact Southwestern Insurance Group. We will assess your needs and present you with the best coverage at the best price.

Tennessee Homeowners with Home Insurance Coverage

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